The Holiday Financial Hangover

Merry Christmas! Happy Hanukkah! Happy Kwanza! Happy New Year! Happy fresh start 2025!

Whatever you’re celebrating this week and next, I hope it’s filled with love, joy, and a few moments where you can escape your family and hide in the bathroom.

If you’re dreading the upcoming credit card bill, have no fear, that’s why I’m here. Together we’re going to craft a plan to better our finances in 2025. Since this newsletter is literally going out on Christmas - we’re obviously not going to start today. I’m very busy eating unhealthy amounts of sweets and chasing my overstimulated toddler.

Instead, starting next week, I want you to get excited about money in 2025 and what we’re going to accomplish together. Some things we’ll be covering this year:

1. Creating a game plan for your finances

2. Automating your financial life

3. Moving beyond paycheck-to-paycheck

4. How to actually start investing with actionable (and easy) tips

5. How to get out of debt for good

6. Balancing childcare costs with saving for the future

7. Turning life aspirations into measurable financial goals

8. Preventing your finances from overwhelming you

9. Improving your money psychology

10. MUCH MUCH MUCH MORE

If there’s a financial topic you’d like me cover be it something specific or something more philosophical in nature - I’m all ears!

I have a lot of fun things planned for you, but first up is going to be our Dry January. And no I don’t mean giving up alcohol.

Our Dry January is a challenge to eliminate credit card debt. Don’t worry - I’ll make it fun. Maybe I’ll even throw in a prize or two.

My goal is to get your money and mind in a better place without you getting overwhelmed. Yes, this is possible - IF you’re willing to listen to me and actually try. It will be easier than sticking to your gym New Year’s resolution, but it will require your participation. No crunches or pushups necessary.

Lastly, I like to curate and share articles and videos that I enjoy. First up, some helpful articles, podcasts, and YouTube vids for your consumption. Watch/read these to tune out your most annoying relatives.

A Few Financial Things You Need to Know This Week:

1. Year-End Financial Planning Checklist

2. Was Biden’s Student Loan Forgiveness a Success or Failure?

3. The Landing Was Soft, But Inflation Is Rough

4. Listen to Ramit’s Podcast on Money for Couples to Avoid a Fight with Your Spouse

5. Scott Galloway Gave the Best TED Talk of the Year on How the US is Ruining the Future for Young People

We end with some laughs. My favorite Christmas/Parenting sketches.

A Few of My Favorite Family Holiday Videos That You Must Watch:

1. The Christmas Tree

2. Best Christmas Ever

3. Christmas Robe

Enjoy your holiday and get EXCITED about our upcoming fruitful financial year!!!!

-Catie